ZIP 46510 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 46510 (Kosciusko County, Indiana) returns a low composite of 21/100. Structurally it carries 45/100, against 1/100 of stress already in motion. Climate and flood risk are elevated too — flood (NFIP) exposure (71/100), climate & FEMA risk (67/100). The most distinctive pressure shows up in structural risk (45/100), institutional ownership (44/100), mortgage stress (5/100). mortgage stress (5/100) and construction/permit lag (2/100) stay muted.

Prices here sit in a peak phase: values rose 4.3% over the trailing year, and 20% higher over three years, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.

Population is roughly 3,154 with a median age of 46. A median home runs $208,300 here, or 2.1 times local income. The vacancy rate is 21.5% — elevated. Owners hold 95% of homes, renters 5%. Around 19% of adults hold a bachelor's degree or higher. Around 14% of renters are cost-burdened. The demographic-stress sub-score lands at 20/100. There are about 1,565 housing units across 46510. Roughly 1.6% live below the poverty line, a low share typical of higher-equity areas. Households earn a median $96,759 — above the roughly $78,000 national figure.

On the whole, 46510 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 46510 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 46510 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 46510, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 46510 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 21/100 roll-up. In workflow terms, 46510 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.