ZIP 46982 Property Distress & Foreclosure Data

Composite property distress in 46982 (Kosciusko County, Indiana) lands at 12/100 — minimal on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (24/100), construction/permit lag (18/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (4/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (60/100). On the structural side it scores 24/100, with 1/100 of stress already active.

The market reads peak — home values rose 4.5% year on year, and 26% higher over three years (phase confidence 32/100). Topping markets hide individual distress behind strong averages.

Median household income is $75,709, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 27/100. 12.2% of residents fall below the poverty threshold. Owners hold 88% of homes, renters 12%. Around 32% of renters are cost-burdened. Home values center near $190,400, an affordability ratio of 2.3× — accessible. Educational attainment sits at 20% bachelor's-or-above. The vacancy rate is 24.6% — elevated. About 2,653 people live here, median age 52. The ZIP holds roughly 1,423 housing units.

Net-net, 46982 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.