ZIP 46982 Foreclosure, Tax-Lien & Distress Report

In Kosciusko County, Indiana, ZIP 46982 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. What sets it apart are the readings on institutional ownership (41/100), structural risk (41/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and construction/permit lag (4/100). Environmental exposure also runs high (climate & FEMA risk (60/100)). Structurally it carries 41/100, against 1/100 of stress already in motion.

The peak-phase market in 46982 posted values that rose 4.3% over the year, and 26% higher over three years, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $75,709, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 27/100. The poverty rate is 12.2%. The tenure split is 88% owner-occupied to 12% rented. Rent burden reaches 32% of tenant households. A median home runs $190,400 here, or 2.3 times local income. About 20% have a four-year degree. The vacancy rate is 24.6% — elevated. 2,653 residents call 46982 home, typically aged 52. The ZIP holds roughly 1,423 housing units.

Taken together, 46982 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 46982 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 46982 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 46982, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 46982 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 19/100 roll-up. In workflow terms, 46982 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.