ZIP 46555 Foreclosure, Tax-Lien & Distress Report
Kosciusko County, Indiana · High Vacancy market
ZIP code 46555 in Kosciusko County, Indiana carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic distress index. It additionally carries heavy environmental risk: flood (NFIP) exposure (80/100), climate & FEMA risk (67/100). The latent-versus-live split is 47/100 structural and 1/100 already moving. The sharpest non-environmental signals are structural risk (47/100), institutional ownership (46/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) register low.
The market reads peak — home values rose 4.3% year on year, and 31% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Households earn a median $70,268 — near the roughly $78,000 national figure. Vacancy runs 32.7%, above the national norm and a classic distress-and-opportunity signal. Roughly 10.2% live below the poverty line. About 24% have a four-year degree. Around 29% of renters are cost-burdened. Owners hold 84% of homes, renters 16%. A median home runs $203,400 here, or 2.9 times local income. 2,398 residents call 46555 home, typically aged 54. DLRadar's demographic-stress index for the area reads 28/100. There are about 1,803 housing units across 46555.
Net-net, 46555 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 46555 is not published yet -- the ZIP-level readings above remain fully sourced.
No ZIP is too small to score: 46555 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. 46555 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
46555's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 46555 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 46555
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
46555 at a glance
Current distress, phase, housing and lender-pressure figures for 46555, drawn from the same report attached to each property.
More ZIPs across Kosciusko County
Nearest ZIP codes to 46555
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Kosciusko County, Indiana
Other reports tied to Kosciusko County, Indiana — ZIP, county and statewide.
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Deterministic scoring, sourced entirely from public data · methodology