ZIP 46555 Foreclosure, Tax-Lien & Distress Report
Kosciusko County, Indiana · High Vacancy market
ZIP code 46555 in Kosciusko County, Indiana carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (71/100), climate & FEMA risk (67/100). The latent-versus-live split is 45/100 structural and 1/100 already moving. The sharpest non-environmental signals are structural risk (45/100), institutional ownership (44/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and construction/permit lag (2/100) register low.
The market reads peak — home values rose 4.3% year on year, and 31% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Households earn a median $70,268 — near the roughly $78,000 national figure. Vacancy runs 32.7%, above the national norm and a classic distress-and-opportunity signal. Roughly 10.2% live below the poverty line. About 24% have a four-year degree. Around 29% of renters are cost-burdened. Owners hold 84% of homes, renters 16%. A median home runs $203,400 here, or 2.9 times local income. 2,398 residents call 46555 home, typically aged 54. DLRadar's demographic-stress index for the area reads 28/100. There are about 1,803 housing units across 46555.
Net-net, 46555 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 46555 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
No ZIP is too small to score: 46555 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. 46555 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
46555's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 46555 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 46555
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
46555 at a glance
Current distress, phase, housing and lender-pressure figures for 46555, drawn from the same report attached to each property.
More ZIPs across Kosciusko County
Related reports across Kosciusko County, Indiana
Other reports tied to Kosciusko County, Indiana — ZIP, county and statewide.
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Deterministic scoring, sourced entirely from public data · methodology