ZIP 46764 Property Distress & Foreclosure Data

In Whitley County, Indiana, ZIP 46764 scores 12 of 100 for composite distress, a minimal level on DLRadar's public-record index. The latent-versus-live split is 29/100 structural and 1/100 already moving. Its standout signals are construction/permit lag (65/100), structural risk (29/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100) and mortgage stress (3/100).

The peak-phase market in 46764 posted values that rose 4.5% over the year, and 13% higher over three years (phase confidence 39/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

On demographic stress specifically, 46764 scores 34/100. Roughly 14.1% live below the poverty line. The tenure split is 94% owner-occupied to 6% rented. Around 72% of renters are cost-burdened. The ZIP holds roughly 659 housing units. About 20% have a four-year degree. A median home runs $261,300 here, or 3.4 times local income. Population is roughly 1,697 with a median age of 37. Households earn a median $66,818 — below the roughly $78,000 national figure. The vacancy rate is 7.4%.

On balance 46764 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.