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ZIP 46723 Foreclosure, Tax-Lien & Distress Report

Whitley County, Indiana · Distress market

Whitley County, Indiana's ZIP 46723 registers 18/100 composite distress, which DLRadar reads as low. Its heaviest discrete signals: construction/permit lag (51/100), structural risk (39/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (3/100). Structural exposure scores 39 and live distress 1 on the 0–100 scale.

The market reads neutral — home values rose 4.2% year on year, and 31% higher over three years (phase confidence 21/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 5.7%. Home values center near $219,300, an affordability ratio of 2.5× — accessible. Median household income is $80,183, near the U.S. median near $78,000. On demographic stress specifically, 46723 scores 23/100. About 7,575 people live here, median age 46. Rent burden reaches 21% of tenant households. Owners hold 86% of homes, renters 14%. The ZIP holds roughly 3,237 housing units. Educational attainment sits at 17% bachelor's-or-above. Roughly 9.1% live below the poverty line.

Broadly, 46723 is a steadier market — the deals are the exceptions, not the rule. Parcel-level detail for 46723 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 46723 runs hot or quiet, its 18/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 46723 can be compared directly against any other ZIP in Whitley County, Indiana or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 46723 shows blanks, not estimates, wherever the record is sparse.

Behind 46723's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 46723 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

18/100
Composite stress
39/100
Structural risk
1/100
Distress activity

ZIP 46723 distress signals, scored

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk55
46723 carries 9 additional scored dimensions

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 46723 by the numbers

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Each signal above is traceable to an open dataset · methodology

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