ZIP 46745 Property Distress & Foreclosure Data

ZIP code 46745 in Allen County, Indiana carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 51/100 against active distress of 1/100. It additionally carries heavy environmental risk: climate & FEMA risk (91/100). What sets it apart are the readings on construction/permit lag (78/100), structural risk (51/100), institutional ownership (6/100). By contrast, institutional ownership (6/100) and mortgage stress (3/100) register low.

The market reads peak — home values rose 4.5% year on year, and 35% higher over three years, at 39/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 1,895 people live here, median age 42. Vacancy runs 0.9%. Home values center near $242,400, an affordability ratio of 2.6× — accessible. 7.9% of residents fall below the poverty threshold. There are about 681 housing units across 46745. Rent burden reaches 100% of tenant households. Owners hold 98% of homes, renters 2%. Educational attainment sits at 28% bachelor's-or-above. Median household income is $89,632, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 33/100.

Overall 46745 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.