ZIP 46805 Property Distress & Foreclosure Data

DLRadar grades ZIP 46805 (Allen County, Indiana) at a low 23/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (91/100). The latent-versus-live split is 51/100 structural and 1/100 already moving. Property-level stress concentrates in construction/permit lag (78/100), structural risk (51/100), institutional ownership (6/100). By contrast, institutional ownership (6/100) and mortgage stress (3/100) register low.

The market reads peak — home values rose 4.5% year on year, and 23% higher over three years (phase confidence 39/100). Topping markets hide individual distress behind strong averages.

Median household income is $50,099, below the U.S. median near $78,000. The vacancy rate is 9.4%. Around 37% of renters are cost-burdened. Educational attainment sits at 28% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 29/100. Owners hold 56% of homes, renters 44%. 15.8% of residents fall below the poverty threshold. About 21,851 people live here, median age 35. The ZIP holds roughly 10,705 housing units. Home values center near $154,200, an affordability ratio of 2.6× — accessible.

Net-net, 46805 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.