ZIP 46807 Property Distress & Foreclosure Data

Allen County, Indiana's ZIP 46807 registers 23/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (78/100), structural risk (51/100), institutional ownership (6/100). institutional ownership (6/100) and mortgage stress (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (91/100). On the structural side it scores 51/100, with 1/100 of stress already active.

Prices here sit in a peak phase: values rose 4.5% over the trailing year, and 23% higher over three years (phase confidence 39/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 11.5% — elevated. The poverty rate is 17.8% — high, a tax-stress and distress correlate. Around 33% of renters are cost-burdened. The ZIP holds roughly 7,195 housing units. Around 30% of adults hold a bachelor's degree or higher. 16,285 residents call 46807 home, typically aged 33. At $56,341, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 29/100. 60% of housing is owner-occupied. The typical home is worth about $153,200 (2.4× income, relatively affordable).

Overall, 46807 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

23/100
Composite stress
51/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 46807

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk91
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Allen County

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