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ZIP 46807 Foreclosure, Tax-Lien & Distress Report

Allen County, Indiana · Affordable market

Allen County, Indiana's ZIP 46807 registers 26/100 composite distress, which DLRadar reads as low. Leading the profile are structural risk (55/100), construction/permit lag (51/100), institutional ownership (33/100). institutional ownership (33/100) and mortgage stress (3/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (91/100)). The latent-versus-live split is 55/100 structural and 1/100 already moving.

The neutral-phase market in 46807 posted values that rose 4.2% over the year, and 23% higher over three years, at 22/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The vacancy rate is 11.5% — elevated. The poverty rate is 17.8% — high, a tax-stress and distress correlate. Around 33% of renters are cost-burdened. The ZIP holds roughly 7,195 housing units. Educational attainment sits at 30% bachelor's-or-above. About 16,285 people live here, median age 33. At $56,341, median income runs below typical U.S. levels. On demographic stress specifically, 46807 scores 29/100. The tenure split is 60% owner-occupied to 40% rented. A median home runs $153,200 here, or 2.4 times local income.

On balance 46807 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 46807 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 46807's 26/100 can be lined up against any neighbor in Allen County, Indiana or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 46807 reflects the current record instead of a stale or modeled snapshot.

46807's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 46807 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

26/100
Composite stress
55/100
Structural risk
1/100
Distress activity

What is driving ZIP 46807’s distress

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk91
Another 9 scored dimensions sit behind 46807

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

Snapshot: 46807 by the numbers

Real-time distress, cycle phase, housing and bank-stress readings for 46807, the same set carried on every parcel.

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