ZIP 46804 Foreclosure, Tax-Lien & Distress Report

Allen County, Indiana's ZIP 46804 registers 28/100 composite distress, which DLRadar reads as low. Latent structural risk is 60/100 while live distress already moving reads 1/100. Its standout signals are structural risk (60/100), construction/permit lag (43/100), institutional ownership (41/100). By contrast, mortgage stress (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (91/100).

The neutral-phase market in 46804 posted values that rose 4.2% over the year, and 24% higher over three years, at 22/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 68% owner-occupied to 32% rented. The ZIP holds roughly 13,221 housing units. Home values center near $258,700, an affordability ratio of 2.8× — accessible. About 44% have a four-year degree. Population is roughly 29,177 with a median age of 42. Households earn a median $84,778 — near the roughly $78,000 national figure. Vacancy runs 2.5%. On demographic stress specifically, 46804 scores 23/100. Rent burden reaches 25% of tenant households. Roughly 6.9% live below the poverty line, a low share typical of higher-equity areas.

On balance 46804 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 46804 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 46804 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 46804, the field stays empty rather than modeled, and fills in as new documents post.

The 28/100 for 46804 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 46804 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.