ZIP 46804 Foreclosure, Tax-Lien & Distress Report

Allen County, Indiana's ZIP 46804 registers 26/100 composite distress, which DLRadar reads as low. Latent structural risk is 55/100 while live distress already moving reads 1/100. Its standout signals are structural risk (55/100), construction/permit lag (51/100), institutional ownership (33/100). By contrast, institutional ownership (33/100) and mortgage stress (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (91/100).

The neutral-phase market in 46804 posted values that rose 4.2% over the year, and 24% higher over three years, at 22/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 68% owner-occupied to 32% rented. The ZIP holds roughly 13,221 housing units. Home values center near $258,700, an affordability ratio of 2.8× — accessible. About 44% have a four-year degree. Population is roughly 29,177 with a median age of 42. Households earn a median $84,778 — near the roughly $78,000 national figure. Vacancy runs 2.5%. On demographic stress specifically, 46804 scores 23/100. Rent burden reaches 25% of tenant households. Roughly 6.9% live below the poverty line, a low share typical of higher-equity areas.

On balance 46804 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 46804 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 46804 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 46804, the field stays empty rather than modeled, and fills in as new documents post.

The 26/100 for 46804 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 46804 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.