ZIP 46804 Property Distress & Foreclosure Data

In Allen County, Indiana, ZIP 46804 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 51/100 against active distress of 1/100. Its standout signals are construction/permit lag (78/100), structural risk (51/100), institutional ownership (6/100). institutional ownership (6/100) and mortgage stress (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (91/100).

Prices here sit in a peak phase: values rose 4.5% over the trailing year, and 24% higher over three years, at 39/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

68% of housing is owner-occupied. There are about 13,221 housing units across 46804. The typical home is worth about $258,700 (2.8× income, relatively affordable). Around 44% of adults hold a bachelor's degree or higher. 29,177 residents call 46804 home, typically aged 42. At $84,778, median income runs near typical U.S. levels. Vacancy runs 2.5%. The demographic-stress sub-score lands at 23/100. Rent burden reaches 25% of tenant households. The poverty rate is 6.9% — low.

On balance, 46804 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.