ZIP 46814 Property Distress & Foreclosure Data

DLRadar grades ZIP 46814 (Allen County, Indiana) at a low 22/100 for overall property distress. Property-level stress concentrates in construction/permit lag (78/100), structural risk (49/100), institutional ownership (6/100). By contrast, institutional ownership (6/100) and mortgage stress (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (83/100). On the structural side it scores 49/100, with 1/100 of stress already active.

The market reads peak — home values rose 4.5% year on year, and 23% higher over three years (phase confidence 39/100). Topping markets hide individual distress behind strong averages.

Median household income is $143,245, above the U.S. median near $78,000. Owners hold 92% of homes, renters 8%. 2.8% of residents fall below the poverty threshold. Around 39% of renters are cost-burdened. Educational attainment sits at 62% bachelor's-or-above. Home values center near $399,300, an affordability ratio of 2.7× — accessible. The ZIP holds roughly 5,914 housing units. DLRadar's demographic-stress index for the area reads 21/100. About 16,906 people live here, median age 37. The vacancy rate is 4.8%.

Overall 46814 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.