ZIP 46765 Property Distress & Foreclosure Data

DLRadar grades ZIP 46765 (Allen County, Indiana) at a low 23/100 for overall property distress. Structural exposure scores 51 and live distress 1 on the 0–100 scale. Property-level stress concentrates in construction/permit lag (78/100), structural risk (51/100), institutional ownership (6/100). institutional ownership (6/100) and mortgage stress (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (91/100).

Prices here sit in a peak phase: values rose 4.5% over the trailing year, and 31% higher over three years, at 39/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

5,972 residents call 46765 home, typically aged 41. There are about 1,795 housing units across 46765. The typical home is worth about $357,900 (2.7× income, relatively affordable). The demographic-stress sub-score lands at 28/100. Vacancy runs 3.4%. Around 38% of adults hold a bachelor's degree or higher. The poverty rate is 1.6% — low. Rent burden reaches 75% of tenant households. 95% of housing is owner-occupied. At $105,114, median income runs above typical U.S. levels.

On balance, 46765 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.