ZIP 46765 Foreclosure, Tax-Lien & Distress Report
Allen County, Indiana · Distress market
DLRadar grades ZIP 46765 (Allen County, Indiana) at a low 28/100 for overall property distress. Structurally it carries 62/100, against 1/100 of stress already in motion. The most distinctive pressure shows up in structural risk (62/100), institutional ownership (45/100), construction/permit lag (43/100). On the quiet end sit mortgage stress (3/100). It additionally carries heavy environmental risk: climate & FEMA risk (91/100), FEMA disaster exposure (60/100).
The neutral-phase market in 46765 posted values that rose 4.2% over the year, and 31% higher over three years, at 22/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
About 5,972 people live here, median age 41. The ZIP holds roughly 1,795 housing units. A median home runs $357,900 here, or 2.7 times local income. The demographic-stress sub-score lands at 28/100. Vacancy runs 3.4%. About 38% have a four-year degree. 1.6% of residents fall below the poverty threshold. Rent burden reaches 75% of tenant households. 95% of housing is owner-occupied. At $105,114, median income runs above typical U.S. levels.
Overall, 46765 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 46765 is not published yet -- the ZIP-level readings above remain fully sourced.
The number is not local guesswork: 46765's 28/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 46765 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 28/100 figure for 46765 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 46765 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 46765’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
The 46765 distress snapshot
The live 46765 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other Allen County ZIP codes
Nearest ZIP codes to 46765
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Allen County, Indiana
Other reports tied to Allen County, Indiana — ZIP, county and statewide.
Unlock parcel-level detail for ZIP 46765
The full 46765 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology