ZIP 46835 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 46835 (Allen County, Indiana) returns a low composite of 26/100. Structural risk reads 55/100 against active distress of 1/100. Leading the profile are structural risk (55/100), construction/permit lag (51/100), institutional ownership (33/100). On the quiet end sit institutional ownership (33/100) and mortgage stress (3/100). It additionally carries heavy environmental risk: climate & FEMA risk (91/100).

Prices here sit in a neutral phase: values rose 4.2% over the trailing year, and 31% higher over three years (phase confidence 22/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

73% of housing is owner-occupied. The vacancy rate is 3.2%. The typical home is worth about $210,100 (2.6× income, relatively affordable). About 37% have a four-year degree. 37,589 residents call 46835 home, typically aged 34. The ZIP holds roughly 15,833 housing units. On demographic stress specifically, 46835 scores 26/100. At $75,595, median income runs near typical U.S. levels. Around 41% of renters are cost-burdened. 8.8% of residents fall below the poverty threshold.

Net-net, 46835 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 46835 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 46835 runs through one identical public-record model, so its 26/100 sits on the same scale as every other ZIP in Allen County, Indiana and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 46835 shows blanks, not estimates, wherever the record is sparse.

Each component behind 46835 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. In workflow terms, 46835 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.