ZIP 46741 Property Distress & Foreclosure Data

In Allen County, Indiana, ZIP 46741 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 51/100 against active distress of 1/100. Climate and flood risk are elevated too — climate & FEMA risk (91/100). Its standout signals are construction/permit lag (78/100), structural risk (51/100), institutional ownership (6/100). institutional ownership (6/100) and mortgage stress (3/100) stay muted.

Prices here sit in a peak phase: values rose 4.5% over the trailing year, and 32% higher over three years, at 39/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

90% of housing is owner-occupied. Vacancy runs 0.7%. There are about 1,489 housing units across 46741. Around 33% of adults hold a bachelor's degree or higher. The typical home is worth about $330,200 (3.4× income, relatively affordable). The demographic-stress sub-score lands at 24/100. Rent burden reaches 25% of tenant households. The poverty rate is 3.5% — low. 4,218 residents call 46741 home, typically aged 36. At $90,114, median income runs above typical U.S. levels.

On balance, 46741 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.