ZIP 46788 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 46788 in Dekalb County, Indiana comes in at 21, a low composite-distress reading. Environmental exposure also runs high (climate & FEMA risk (66/100)). Latent structural risk is 46/100 while live distress already moving reads 2/100. Its heaviest discrete signals: construction/permit lag (50/100), structural risk (46/100), institutional ownership (24/100). By contrast, institutional ownership (24/100) and mortgage stress (5/100) register low.

The peak-phase market in 46788 posted values that rose 4.2% over the year, and 30% higher over three years, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 1,172 housing units. 4,372 residents call 46788 home, typically aged 26. At $97,250, median income runs above typical U.S. levels. Educational attainment sits at 28% bachelor's-or-above. 1.9% of residents fall below the poverty threshold. The vacancy rate is 1.7%. The tenure split is 95% owner-occupied to 5% rented. DLRadar's demographic-stress index for the area reads 18/100. Rent burden reaches 0% of tenant households. The typical home is worth about $285,200 (2.4× income, relatively affordable).

On balance, 46788 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Parcel-level detail for 46788 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 46788 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 46788 reflects the current record instead of a stale or modeled snapshot.

The 21/100 figure for 46788 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 46788 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.