ZIP 46738 Property Distress & Foreclosure Data

DLRadar grades ZIP 46738 (Dekalb County, Indiana) at a low 17/100 for overall property distress. Structural risk reads 39/100 against active distress of 2/100. Climate and flood risk are elevated too — flood (NFIP) exposure (68/100). Property-level stress concentrates in construction/permit lag (51/100), structural risk (39/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted.

Prices here sit in a peak phase: values rose 4.4% over the trailing year, and 5% higher over three years, at 32/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

8,462 residents call 46738 home, typically aged 40. The typical home is worth about $164,200 (2.5× income, relatively affordable). There are about 3,920 housing units across 46738. 84% of housing is owner-occupied. Vacancy runs 7.7%. Around 17% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 25/100. The poverty rate is 12.2%. At $62,212, median income runs below typical U.S. levels. Rent burden reaches 24% of tenant households.

Overall, 46738 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.