ZIP 46721 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 46721 (Dekalb County, Indiana) lands at 17/100 — low on DLRadar's distress scoring. Environmental exposure also runs high (flood (NFIP) exposure (64/100)). The sharpest non-environmental signals are construction/permit lag (60/100), structural risk (41/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (7/100) register low. The latent-versus-live split is 41/100 structural and 2/100 already moving.

The market reads peak — home values rose 4.3% year on year, and 29% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $138,800 here, or 1.8 times local income. About 12% have a four-year degree. 84% of housing is owner-occupied. Median household income is $67,969, below the U.S. median near $78,000. Population is roughly 4,890 with a median age of 42. The poverty rate is 15.3%. There are about 2,044 housing units across 46721. Around 24% of renters are cost-burdened. The vacancy rate is 9.8%. The demographic-stress sub-score lands at 24/100.

On balance 46721 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 46721 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 46721's 17/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 46721, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 46721 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 17/100 roll-up. Practically, 46721 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.