ZIP 46706 Property Distress & Foreclosure Data

DLRadar grades ZIP 46706 (Dekalb County, Indiana) at a low 18/100 for overall property distress. Property-level stress concentrates in construction/permit lag (61/100), structural risk (42/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (66/100). The latent-versus-live split is 42/100 structural and 2/100 already moving.

The market reads peak — home values rose 4.4% year on year, and 24% higher over three years (phase confidence 32/100). Topping markets hide individual distress behind strong averages.

Median household income is $76,288, near the U.S. median near $78,000. Home values center near $219,100, an affordability ratio of 2.5× — accessible. The ZIP holds roughly 8,333 housing units. The vacancy rate is 5.2%. Around 29% of renters are cost-burdened. Educational attainment sits at 27% bachelor's-or-above. Owners hold 80% of homes, renters 20%. DLRadar's demographic-stress index for the area reads 24/100. 8.5% of residents fall below the poverty threshold. About 20,277 people live here, median age 37.

Net-net, 46706 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.