ZIP 46706 Foreclosure, Tax-Lien & Distress Report

Dekalb County, Indiana's ZIP 46706 registers 16/100 composite distress, which DLRadar reads as low. The pressure is most legible in construction/permit lag (43/100), structural risk (38/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (7/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (65/100). Structural exposure scores 38 and live distress 2 on the 0–100 scale.

The market reads peak — home values rose 4.3% year on year, and 24% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

Median household income is $76,288, near the U.S. median near $78,000. A median home runs $219,100 here, or 2.5 times local income. The ZIP holds roughly 8,333 housing units. Vacancy runs 5.2%. Around 29% of renters are cost-burdened. Educational attainment sits at 27% bachelor's-or-above. Owners hold 80% of homes, renters 20%. On demographic stress specifically, 46706 scores 24/100. 8.5% of residents fall below the poverty threshold. 20,277 residents call 46706 home, typically aged 37.

Net-net, 46706 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 46706 runs hot or quiet, its 16/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 46706 can be compared directly against any other ZIP in Dekalb County, Indiana or nationwide. Nothing here is interpolated — where a source is thin for 46706, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

46706's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 46706 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.