ZIP 46808 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 46808 (Allen County, Indiana) lands at 28/100 — low on DLRadar's distress scoring. Latent structural risk is 60/100 while live distress already moving reads 1/100. Leading the profile are structural risk (60/100), construction/permit lag (43/100), institutional ownership (41/100). By contrast, mortgage stress (3/100) register low. Environmental exposure also runs high (climate & FEMA risk (91/100)).

The market reads neutral — home values rose 4.2% year on year, and 29% higher over three years (phase confidence 22/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

19,916 residents call 46808 home, typically aged 36. There are about 9,466 housing units across 46808. The demographic-stress sub-score lands at 29/100. The poverty rate is 19.2% — high, a tax-stress and distress correlate. The tenure split is 64% owner-occupied to 36% rented. The vacancy rate is 7.0%. Around 36% of renters are cost-burdened. Around 19% of adults hold a bachelor's degree or higher. A median home runs $140,800 here, or 2.4 times local income. Median household income is $53,632, below the U.S. median near $78,000.

Net-net, 46808 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 46808 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 46808 read uses the identical scoring model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 46808 stays directly comparable to neighboring ZIPs and the rest of Allen County, Indiana. Nothing here is interpolated — where a source is thin for 46808, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 46808's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 46808 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.