ZIP 46819 Foreclosure, Tax-Lien & Distress Report
Allen County, Indiana · Affordable market
ZIP code 46819 in Allen County, Indiana carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic distress index. The split runs 60/100 structural to 1/100 active on the ground. It additionally carries heavy environmental risk: climate & FEMA risk (91/100). The sharpest non-environmental signals are structural risk (60/100), construction/permit lag (43/100), institutional ownership (41/100). On the quiet end sit mortgage stress (3/100).
Prices here sit in a neutral phase: values rose 4.2% over the trailing year, and 30% higher over three years (phase confidence 22/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
The vacancy rate is 6.7%. The typical home is worth about $168,100 (2.4× income, relatively affordable). Median household income is $66,618, below the U.S. median near $78,000. The tenure split is 68% owner-occupied to 32% rented. Roughly 9.5% live below the poverty line. Rent burden reaches 37% of tenant households. 9,318 residents call 46819 home, typically aged 42. Educational attainment sits at 23% bachelor's-or-above. There are about 4,475 housing units across 46819. The demographic-stress sub-score lands at 26/100.
On balance 46819 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Whether 46819 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 46819 can be compared directly against any other ZIP in Allen County, Indiana or nationwide. Nothing here is interpolated — where a source is thin for 46819, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Each component behind 46819 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 28/100 roll-up. The point of the 46819 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 46819
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 46819 distress snapshot
The live 46819 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Neighbouring ZIPs in Allen County
Nearest ZIP codes to 46819
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Keep going: ZIP, county and state distress coverage for Allen County, Indiana.
The complete 46819 distress and acquisition report
Every distressed parcel in 46819 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Built from public records, scored the same way everywhere · methodology