Indiana Foreclosures, Tax Liens & Distressed Properties

Across Indiana, DLRadar turns foreclosure, mortgage, tax and bank-stress records into a distress score for every ZIP. The state covers 92 scored counties and 807 ZIP codes, averaging 23/100 composite distress. Phase-wise, Indiana counties run 56 peak, 31 expansion, 3 neutral, 2 contraction. Statewide, counties skew peak, prices up 4.4% on average.

Distress concentrates in Owen County, Putnam County, Cass County, Greene County, Warrick County; open any for county- and ZIP-level detail.

At the ZIP level, the highest distress in Indiana shows up in 46107 (35/100), 46183 (35/100), 46201 (35/100), 46202 (35/100), 46203 (35/100).

Distress and market phase, county by county in Indiana:

Adams County: peak, appreciation near 4.3%, a 56/100 lender reading. Allen County sits in neutral, homes +4.2% YoY, a 55/100 lender reading. Bartholomew County reads peak — appreciation near 4.3%, a 37/100 lender reading. Benton County is in its peak phase, appreciation near 3.4%, a 47/100 lender reading. Blackford County: expansion, homes +5.1% YoY, headwind 39/100. DLRadar reads Boone County as peak — values rising 3.1%, a 58/100 lender reading. Brown County: peak, prices up 3.1%, lender pressure 49/100.

Carroll County: peak, up 3.4% on the year, a 47/100 lender reading. Cass County reads peak — prices up 4.3%, lender pressure 93/100. Clark County is peak (prices up 3.8%, headwind 50/100). In Clay County, expansion: values rising 6.4%, headwind 73/100. Clinton County — peak, appreciation near 4.3%, headwind 66/100. Crawford County: expansion, homes +5.1% YoY, headwind 66/100. In Daviess County, peak: values rising 4.3%, bank stress 49/100.

Dearborn County is in its peak phase, prices up 3.5%, bank stress 49/100. Decatur County is in its peak phase, homes +4.3% YoY, bank stress 39/100. In Dekalb County, peak: appreciation near 4.3%, lender pressure 65/100. Delaware County reads expansion — prices up 14.1%, headwind 47/100. Dubois County: peak, prices up 4.3%, lender pressure 21/100. DLRadar reads Elkhart County as peak — homes +5.0% YoY, a 31/100 lender reading. Fayette County: peak, prices up 4.3%, headwind 53/100.

In Floyd County, peak: appreciation near 3.8%, lender pressure 33/100. In Fountain County, expansion: prices up 5.1%. Franklin County reads peak — prices up 3.5%, bank stress 64/100. Fulton County — expansion, prices up 5.1%, a 62/100 lender reading. Gibson County is in its expansion phase, up 5.1% on the year, bank stress 40/100. Grant County reads peak — homes +4.3% YoY, a 48/100 lender reading. Greene County is in its expansion phase, values rising 5.1%, bank stress 90/100.

Hamilton County is in its peak phase, homes +3.1% YoY, bank stress 51/100. Hancock County is peak (values rising 3.1%, bank stress 22/100). Harrison County sits in peak, up 3.8% on the year, lender pressure 52/100. Hendricks County reads peak — values rising 3.1%, a 63/100 lender reading. Henry County reads peak — up 4.3% on the year, a 53/100 lender reading. Howard County: expansion, prices up 7.2%, headwind 52/100. Huntington County sits in peak, prices up 4.3%, bank stress 29/100.

In Jackson County, peak: appreciation near 4.3%, bank stress 56/100. Jasper County: peak, values rising 4.3%, bank stress 53/100. Jay County sits in expansion, prices up 5.1%, lender pressure 34/100. In Jefferson County, peak: appreciation near 4.3%, a 29/100 lender reading. Jennings County: expansion, prices up 5.1%, lender pressure 39/100. Johnson County: peak, homes +3.1% YoY, lender pressure 60/100. DLRadar reads Knox County as peak — prices up 4.3%, a 48/100 lender reading.

Kosciusko County is in its peak phase, homes +4.3% YoY, a 42/100 lender reading. Lagrange County — expansion, homes +5.1% YoY, headwind 48/100. In Lake County, peak: homes +4.3% YoY, bank stress 54/100. Laporte County — expansion, prices up 7.0%, lender pressure 57/100. Lawrence County is peak (homes +4.3% YoY, headwind 64/100). Madison County — peak, up 3.1% on the year, a 52/100 lender reading. Marion County sits in peak, values rising 3.1%, a 44/100 lender reading.

Marshall County — peak, prices up 4.3%, a 27/100 lender reading.

Indiana opportunity phases: 34 weak, 27 early_signal, 20 watchlist, 11 peak_opportunity; Indiana average index 28.8. Best-ranked Indiana counties: Fayette #202 (35.8), vacancy; Union #230 (35.5), bank institutional; Fulton #315 (34.6), vacancy in Indiana; Delaware #315 (34.6), construction; Parke #374 (34.1), vacancy; Wayne #412 (33.9), construction.

Indiana mortgages ninety-plus days late: 1.0%; Indiana thirty-to-eighty-nine days late 2.6% (December 2025); 12 Indiana counties sit in the CFPB sample; highest Indiana county readings: Clark 2.1%, Lake 1.5%, Johnson 1.3%, Marion 1.2%, Elkhart 1.1%.

Indiana county unemployment averages 3.4% across 92 counties; Indiana permitted 27,673 housing units in twelve months (6,918 multifamily); 260,559 of 2,976,568 Indiana housing units are vacant; 795,052 Indiana renter households, 37.7% spending 30%+ of income on rent.

Indiana ZIP price-cycle phases: 2,349 peak, 1,212 expansion, 203 neutral, 147 contraction, 4 recovery.