Ripley County, IN: Foreclosures, Tax Liens & Distressed Properties

Ripley County, IN, Indiana: 14 ZIP codes scored, Ripley County, IN averaging 20/100 (low, Ripley, IN), from 14 to 27. Ripley County, IN is in its expansion phase (Ripley, IN confidence 30/100): Ripley, IN home prices up 5.1% (Ripley, IN) over twelve months. Ripley County, IN lender headwind: 45/100.

Highest-scoring Ripley County, IN ZIPs: 47250 (27/100), 47240 (24/100), 47006 (22/100), 47021 (20/100), 47023 (20/100), 47032 (20/100). Also scored in Ripley County, IN: 47033, 47034, 47037, 47042, 47031, 47041, 47017, 47018.

Across Ripley County, IN's scored ZIPs: median home value $216,250, household income $69,124, 8.4% vacancy, 9.9% poverty, 79% owner-occupied, median age 42.5.

Ripley County, IN insurance distress 55/100 (#1,004 in the US); FEMA hazard 52/100 for Ripley, IN; 4 federal disaster declarations in Ripley County, IN since 2023 (2 flood); 3 Ripley, IN NFIP flood claims, $7K paid; Ripley, IN construction distress 30/100.

7 banks with 13 branches lend in Ripley County, IN; Ripley, IN weighted bank stress 59/100, highest 80/100 in Ripley, IN.

Ripley County, IN unemployment 3.1% (Ripley, IN -0.5 pts, six months); 106 new housing units permitted in Ripley County, IN over twelve months, Ripley, IN up 16% from 91; Ripley, IN home prices +8.9% a year (Ripley, IN) over three years.

12,461 housing units in Ripley County, IN; 2,519 Ripley, IN renter households; 40% of Ripley, IN renters spend 30%+ of income on rent, 22% (Ripley, IN) half or more.

Ripley County, IN ranks #2,022 nationally on the opportunity index (Ripley, IN, among all ranked counties); Ripley, IN scores 27.6/100 and Ripley, IN sits #61 inside Indiana. Ripley, IN is in the weak opportunity phase; Ripley, IN's primary driver is bank institutional, Ripley, IN second driver vacancy; Ripley, IN moved up 72 places. 9 short-sale listings across Ripley, IN; 63 days on market observed in Ripley, IN; 7.9% vacancy over 14 Ripley, IN ZIPs.

No CFPB county sample covers Ripley County, IN. The non-metro area reading for Ripley, IN: 1.0% ninety-plus days late; Ripley, IN's thirty-to-eighty-nine share is 3.1% (Ripley, IN, December 2025 data); Indiana overall 1.0%.

Ripley County, IN has 3 watched banks; 3 Ripley, IN banks sit in an elevated band. Ripley, IN footprints: Napoleon State Bank (4 branches, stress 57) in Ripley, IN; Friendship State Bank (2 branches, stress 80) in Ripley, IN; Fcn Bank National Assn (1 branch, stress 76) in Ripley, IN.

HUD lists 1 assisted multifamily property in Ripley County, IN with 56 units; 56 Ripley, IN units are assisted, 1 Ripley, IN properties under project-based Section 8.

930 of the 12,461 housing units in Ripley, IN sit vacant. Ripley County, IN permitted 13 multifamily units in twelve months; Ripley, IN's one-to-four unit structures added 93 units in Ripley County, IN.