Ripley County, IN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Ripley County, IN distress report, 2026: 14 ZIPs scored in Ripley, IN, Ripley, IN average 21/100; the top Ripley, IN ZIP is 47250 at 28/100; Ripley, IN market phase expansion, Ripley, IN prices +5.1% year over year.
- Ripley, IN ranks #1,905 nationally (opportunity index); Ripley, IN #58 in Indiana; Ripley, IN index 28.0.
- Ripley, IN: no CFPB county sample; Ripley, IN non-metro area reading 1.0%.
- Ripley, IN ZIP phases: 8 peak, 6 expansion.
- Ripley, IN residential listings tracked: 4 across 9 ZIPs; Ripley, IN candidate listings 2.
- Ripley, IN HUD assisted properties: 1 with 56 units.
- Ripley, IN lenders on watch: 3; largest Ripley, IN footprint Napoleon State Bank (4 branches).
- Ripley, IN most distressed ZIP: 47250 at 28/100.
Ripley, IN figures: DLRadar distress index; Ripley, IN inputs: CFPB, FHFA, HUD, FDIC; Ripley, IN rebuilt as sources refresh.
| Rank | Ripley, IN ZIP | Score |
|---|---|---|
| 1 | 47250 | 28/100 |
| 2 | 47240 | 25/100 |
| 3 | 47006 | 23/100 |
| 4 | 47021 | 21/100 |
| 5 | 47023 | 21/100 |
| 6 | 47032 | 21/100 |
| 7 | 47033 | 21/100 |
| 8 | 47034 | 21/100 |
| 9 | 47042 | 21/100 |
| 10 | 47037 | 20/100 |
| 11 | 47017 | 19/100 |
| 12 | 47031 | 19/100 |
Most distressed Ripley, IN ZIPs (0-100, 2026)
Mortgage delinquency around Ripley, IN
No CFPB county sample covers Ripley, IN; the non-metro area reading for Ripley, IN: 1.0% ninety-plus; Ripley, IN area thirty-to-eighty-nine 3.1% (December 2025, Ripley, IN); Indiana overall 1.0%.
Opportunity index: Ripley, IN
Ripley, IN index 28.0, Ripley, IN phase early_signal; Ripley, IN primary driver bank institutional, Ripley, IN second driver vacancy. Ripley, IN components: property stress 17.0, foreclosure pressure 15.2, listing discounts 31.1, bank stress 61.5, insurance 0.0; Ripley, IN pulse 30.9; Ripley, IN capital opportunity 23.6; Ripley, IN seven-day change +0.4%.
ZIP market phases inside Ripley, IN
14 Ripley, IN ZIPs carry a price-cycle phase; Ripley, IN ZIPs by phase (Ripley, IN), deepest drawdown first: peak, +4.4% YoY (Ripley, IN): 47006, 47250; peak, +4.9% YoY (Ripley, IN): 47017, 47031; peak, +3.9% YoY (Ripley, IN): 47018; expansion, +5.1% YoY (Ripley, IN): 47021, 47023, 47033, 47034, Ripley, IN 47037, 47042; peak, +3.6% YoY (Ripley, IN): 47032; peak, +4.2% YoY (Ripley, IN): 47041; peak, +4.3% YoY (Ripley, IN): 47240.
Residential listings by Ripley, IN ZIP
Ripley, IN ZIPs with the most tracked Ripley, IN residential listings: 47006 2 listings, 2 candidates, bank pressure 64; 47037 1 listings, 0 candidates, bank pressure 60; 47042 1 listings, 0 candidates, bank pressure 62; 47017 0 listings, 0 candidates, bank pressure 62 (Ripley, IN); 47021 0 listings, 0 candidates, bank pressure 62; 47023 0 listings, 0 candidates, bank pressure 62; 47031 0 listings, 0 candidates, bank pressure 62; 47033 0 listings, 0 candidates, bank pressure 62. Ripley, IN totals: 4 listings; Ripley, IN candidates 2; active ZIPs 3.
HUD assisted housing in Ripley, IN
1 assisted properties with 56 units sit in Ripley, IN; largest Ripley, IN properties: Country Wood Apartments (Versailles) 56 units, 56 assisted.
Lenders with branches in Ripley, IN
Ripley, IN lenders by branch count: Napoleon State Bank (Ripley, IN): stress 57, 4 branches low in Ripley, IN; Friendship State Bank (Ripley, IN): stress 80, 2 branches low in Ripley, IN; Fcn Bank National Assn (Ripley, IN): stress 76, 1 branch low in Ripley, IN.
Vacancy and permits, Ripley, IN
930 of 12,461 Ripley, IN housing units are vacant; Ripley, IN permits, twelve months: 13 multifamily units in Ripley, IN, 93 one-to-four unit units.
Work Ripley, IN at the parcel level
Every Ripley, IN parcel carries owner and address; every Ripley, IN parcel carries APN; Ripley, IN distress scores sit on the Ripley, IN live board.
Ripley, IN figures refresh with each source.
Ripley, IN questions
Most distressed ZIP code in Ripley County, IN?
ZIP 47250 leads Ripley, IN at 28/100; next in Ripley, IN: 47240 at 25/100; the Ripley, IN average is 21/100.
Where does Ripley County, IN rank for investment opportunity?
Ripley, IN is #1,905 among all ranked counties, #58 in Indiana; the Ripley, IN driver is bank institutional; Ripley, IN moved up 189 places.
How many mortgages are delinquent in Ripley County, IN?
Ripley, IN takes the non-metro area reading of 1.0% for December 2025; no CFPB county sample covers Ripley, IN.
Which banks lend in Ripley County, IN?
3 watched lenders hold Ripley, IN branches; the largest Ripley, IN footprints are Napoleon State Bank (4), Friendship State Bank (2), Fcn Bank National Assn (1).
More on Ripley, IN
Ripley County, IN distress report: public-record figures for Ripley, IN; not legal advice for Ripley, IN; not tax or investment advice; verify every Ripley, IN record before acting.