Indiana County Foreclosure & Distress Reports (2026)
One report per county — 92 in Indiana — each scored 0-100 from public foreclosure, tax-lien, mortgage and bank-stress records and refreshed monthly. The live county pages sit under the Indiana distress hub; insurance pressure is on the Indiana home-insurance page.
92 Indiana county reports sit in this archive; Indiana opportunity phases run 31 early_signal, 29 weak, 17 watchlist; Indiana ninety-day delinquency 1.0%; 89 banks chartered in Indiana; 67,690 HUD-assisted Indiana units.
Indiana counties to open first by opportunity rank: Fayette (#163, peak_opportunity); Union (#193, peak_opportunity); Fulton (#265, peak_opportunity) in Indiana; Delaware (#265, peak_opportunity); Parke (#315, peak_opportunity); Wayne (#350, peak_opportunity).
Indiana insurance bands across counties: 51 medium in Indiana, 33 low, 8 zero; Indiana NFIP claims 943 in three years.
Indiana counties in the peak phase (56): Adams, Bartholomew, Benton, Boone, Brown, Carroll (Indiana), Cass, Clark, Clinton, Daviess, Dearborn, Decatur (Indiana), Dekalb, Dubois, Elkhart, Fayette, Floyd, Franklin (Indiana), Grant, Hamilton, Hancock, Harrison, Hendricks, Henry (Indiana), Huntington, Jackson, Jasper, Jefferson, Johnson, Knox (Indiana), Kosciusko, Lake, Lawrence, Madison, Marion, Marshall (Indiana), Miami, Montgomery, Morgan, Newton, Noble, Ohio (Indiana), Porter, Posey, Putnam, Shelby, Steuben, Tippecanoe (Indiana), Tipton, Vanderburgh, Wabash, Warren, Warrick, Washington (Indiana), Wayne, White.
Indiana counties in the expansion phase (31): Blackford, Clay, Crawford, Delaware, Fountain, Fulton (Indiana), Gibson, Greene, Howard, Jay, Jennings, Lagrange (Indiana), Laporte, Martin, Orange, Parke, Perry, Pike (Indiana), Pulaski, Randolph, Ripley, Rush, Scott, Spencer (Indiana), Starke, St. Joseph, Sullivan, Switzerland, Union, Vermillion (Indiana), Vigo.
Indiana counties in the neutral phase (3): Allen, Wells, Whitley.
Indiana counties in the contraction phase (2): Monroe, Owen.
Indiana permitted 27,673 housing units in twelve months; 260,559 Indiana units sit vacant of 2,976,568.
Indiana counties highest on the national opportunity index: Fayette #163 (36.2/100, peak_opportunity); Union #193 (35.9/100, peak_opportunity); Fulton #265 (35.1/100, peak_opportunity) in Indiana; Delaware #265 (35.1/100, peak_opportunity); Parke #315 (34.6/100, peak_opportunity); Wayne #350 (34.3/100, peak_opportunity) in Indiana; Orange #363 (34.2/100, peak_opportunity); Vermillion #390 (34.0/100, peak_opportunity); Owen #403 (33.9/100, peak_opportunity) in Indiana; Clay #459 (33.6/100, peak_opportunity); Washington #537 (33.2/100, peak_opportunity); Crawford #571 (33.0/100, peak_opportunity) in Indiana.
How the Indiana county reports are scored: each Indiana report reads its county's foreclosure filings, Indiana tax-lien and tax-deed records, FHA mortgage delinquency in Indiana (ninety-day rate 1.0%, December 2025), the FDIC stress of Indiana lenders (89 chartered in Indiana) and FEMA/NFIP pressure on Indiana (943 NFIP claims, three years), then scores every Indiana ZIP 0-100.
Fayette County leads Indiana on the opportunity index at #163 nationally with 8 scored ZIPs. Every Indiana report is rebuilt monthly from public records; a Indiana county whose data lapses keeps its Indiana page and says so.