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Owen County, IN: Foreclosures, Tax Liens & Distressed Properties

Owen County, IN, Indiana: 14 ZIP codes scored, Owen County, IN averaging 25/100 (low, Owen, IN), from 22 to 30. Owen County, IN is in its contraction phase (Owen, IN confidence 30/100): Owen, IN home prices down 0.2% (Owen, IN) over twelve months, 1.3% under their peak. Owen County, IN lender headwind: 99/100.

Highest-scoring Owen County, IN ZIPs: 46166 (30/100), 47404 (28/100), 47433 (28/100), 47456 (25/100), 47460 (25/100), 47427 (24/100). Also scored in Owen County, IN: 47431, 47455, 47868, 46120, 47471, 47833, 47841, 47459.

Across Owen County, IN's scored ZIPs: median home value $177,138, household income $61,139, 16.1% vacancy, 10.9% poverty, 82% owner-occupied, median age 45.1.

Owen County, IN insurance distress 74/100 (#536 in the US); FEMA hazard 68/100 for Owen, IN; 6 federal disaster declarations in Owen County, IN since 2023 (4 flood); 10 Owen, IN NFIP flood claims, $296K paid; Owen, IN construction distress 58/100.

2 banks with 3 branches lend in Owen County, IN; Owen, IN weighted bank stress 78/100, highest 85/100 in Owen, IN.

Owen County, IN unemployment 3.5% (Owen, IN -0.2 pts, six months); 120 new housing units permitted in Owen County, IN over twelve months, Owen, IN down 2% from 122; Owen, IN home prices +9.4% a year (Owen, IN) over three years.

9,918 housing units in Owen County, IN; 1,647 Owen, IN renter households; 29% of Owen, IN renters spend 30%+ of income on rent, 15% (Owen, IN) half or more.

Owen County, IN ranks #541 nationally on the opportunity index (Owen, IN, among all ranked counties); Owen, IN scores 33.2/100 and Owen, IN sits #9 inside Indiana. Owen, IN is in the peak_opportunity opportunity phase; Owen, IN's primary driver is construction, Owen, IN second driver bank institutional; Owen, IN moved up 122 places. 9 short-sale listings across Owen, IN; 51 days on market observed in Owen, IN; 11.3% vacancy over 14 Owen, IN ZIPs.

No CFPB county sample covers Owen County, IN. The metro area reading for Owen, IN (Bloomington, IN): 0.6% ninety-plus days late; Owen, IN's thirty-to-eighty-nine share is 1.6% (Owen, IN, December 2025 data); Indiana overall 1.0%.

Owen County, IN has 2 watched banks; 2 Owen, IN banks sit in an elevated band. Owen, IN footprints: Owen County State Bank (2 branches, stress 85) in Owen, IN; Peoples State Bank (1 branch, stress 63) in Owen, IN.

1,300 of the 9,918 housing units in Owen, IN sit vacant. Owen County, IN permitted 0 multifamily units in twelve months; Owen, IN's one-to-four unit structures added 120 units in Owen County, IN.

Contraction
Market phase
-0.2%
Owen, IN HPI YoY
-1.3%
Drawdown
30
Owen confidence

Where distress concentrates in Owen County

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