ZIP 46166 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 46166 (Morgan County, Indiana) at a low 25/100 for overall property distress. It additionally carries heavy environmental risk: flood (NFIP) exposure (75/100), climate & FEMA risk (65/100), FEMA disaster exposure (64/100). The latent-versus-live split is 56/100 structural and 6/100 already moving. Property-level stress concentrates in structural risk (56/100), institutional ownership (51/100), construction/permit lag (34/100). By contrast, construction/permit lag (34/100) and mortgage stress (19/100) register low.

The market reads peak — home values rose 4.2% year on year, and 13% higher over three years (phase confidence 27/100). Topping markets hide individual distress behind strong averages.

Median household income is $82,528, near the U.S. median near $78,000. The vacancy rate is 15.3% — elevated. 6.3% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 26/100. About 2,819 people live here, median age 38. Home values center near $157,500, an affordability ratio of 1.8× — accessible. Around 41% of renters are cost-burdened. Owners hold 87% of homes, renters 13%. Educational attainment sits at 11% bachelor's-or-above. The ZIP holds roughly 1,197 housing units.

Net-net, 46166 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.