ZIP 46166 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 46166 (Morgan County, Indiana) at a moderate 30/100 for overall property distress. Environmental exposure also runs high (FEMA disaster exposure (83/100), flood (NFIP) exposure (74/100), climate & FEMA risk (65/100)). Structurally it carries 66/100, against 6/100 of stress already in motion. Leading the profile are structural risk (66/100), institutional ownership (62/100), construction/permit lag (59/100). mortgage stress (19/100) stay muted.

Prices here sit in a peak phase: values rose 3.0% over the trailing year, and 13% higher over three years, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.

Median household income is $82,528, near the U.S. median near $78,000. Vacancy runs 15.3%, above the national norm and a classic distress-and-opportunity signal. 6.3% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 26/100. 2,819 residents call 46166 home, typically aged 38. A median home runs $157,500 here, or 1.8 times local income. Around 41% of renters are cost-burdened. Owners hold 87% of homes, renters 13%. Educational attainment sits at 11% bachelor's-or-above. There are about 1,197 housing units across 46166.

On the whole, 46166 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 46166 at the moment; the composite and its components are still built from verifiable public records.

The 46166 read uses the identical public-record model applied coast to coast, which means its 30/100 score means exactly what it means anywhere else, and 46166 stays directly comparable to neighboring ZIPs and the rest of Morgan County, Indiana. Nothing here is interpolated — where a source is thin for 46166, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 46166 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 30/100 roll-up. Treat 46166 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.