ZIP 46157 Property Distress & Foreclosure Data

DLRadar grades ZIP 46157 (Morgan County, Indiana) at a low 25/100 for overall property distress. Property-level stress concentrates in structural risk (56/100), institutional ownership (51/100), construction/permit lag (34/100). By contrast, construction/permit lag (34/100) and mortgage stress (19/100) register low. On the structural side it scores 56/100, with 6/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (75/100), climate & FEMA risk (66/100), FEMA disaster exposure (64/100).

The market reads peak — home values rose 4.1% year on year, and 15% higher over three years (phase confidence 27/100). Topping markets hide individual distress behind strong averages.

DLRadar's demographic-stress index for the area reads 25/100. 15.4% of residents fall below the poverty threshold. About 4,370 people live here, median age 36. Around 20% of renters are cost-burdened. Educational attainment sits at 20% bachelor's-or-above. Home values center near $234,100, an affordability ratio of 2.7× — accessible. Median household income is $74,286, near the U.S. median near $78,000. The ZIP holds roughly 1,712 housing units. The vacancy rate is 5.1%. Owners hold 90% of homes, renters 10%.

Net-net, 46157 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.