ZIP 46157 Foreclosure, Tax-Lien & Distress Report

Morgan County, Indiana's ZIP 46157 registers 31/100 composite distress, which DLRadar reads as moderate. What sets it apart are the readings on structural risk (68/100), institutional ownership (65/100), construction/permit lag (59/100). mortgage stress (19/100) stay muted. Structural exposure scores 68 and live distress 6 on the 0–100 scale. Environmental exposure also runs high (FEMA disaster exposure (88/100), flood (NFIP) exposure (78/100), climate & FEMA risk (66/100)).

Prices here sit in a peak phase: values rose 3.1% over the trailing year, and 15% higher over three years, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.

The demographic-stress sub-score lands at 25/100. The poverty rate is 15.4%. Population is roughly 4,370 with a median age of 36. Around 20% of renters are cost-burdened. Educational attainment sits at 20% bachelor's-or-above. A median home runs $234,100 here, or 2.7 times local income. Median household income is $74,286, near the U.S. median near $78,000. The ZIP holds roughly 1,712 housing units. The vacancy rate is 5.1%. 90% of housing is owner-occupied.

Overall, 46157 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 46157 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 46157's 31/100 can be lined up against any neighbor in Morgan County, Indiana or any ZIP coast to coast. Sparse data for 46157 shows as blanks, never estimates, and the score updates on every fresh public filing.

46157's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 46157 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.