ZIP 46103 Foreclosure, Tax-Lien & Distress Report

Hendricks County, Indiana's ZIP 46103 registers 30/100 composite distress, which DLRadar reads as moderate. Environmental exposure also runs high (climate & FEMA risk (82/100), flood (NFIP) exposure (65/100)). The most distinctive pressure shows up in construction/permit lag (78/100), structural risk (68/100), institutional ownership (42/100). On the quiet end sit mortgage stress (6/100). Structural risk reads 68/100 against active distress of 2/100.

Prices here sit in a peak phase: values rose 3.1% over the trailing year (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 125 housing units. Households earn a median $76,875 — near the roughly $78,000 national figure. 85% of housing is owner-occupied. The vacancy rate is 0.8%. The typical home is worth about $161,100 (1.9× income, relatively affordable). Rent burden reaches 19% of tenant households. Educational attainment sits at 17% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 21/100. About 371 people live here, median age 36. The poverty rate is 3.8% — low.

On balance 46103 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 46103 at the moment; the composite and its components are still built from verifiable records.

No ZIP is too small to score: 46103 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 30/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 46103, the field stays empty rather than modeled, and fills in as new documents post.

The 30/100 figure for 46103 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 46103 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.