ZIP 46103 Foreclosure, Tax-Lien & Distress Report

Hendricks County, Indiana's ZIP 46103 registers 30/100 composite distress, which DLRadar reads as moderate. Environmental exposure also runs high (climate & FEMA risk (82/100), flood (NFIP) exposure (68/100)). The most distinctive pressure shows up in construction/permit lag (75/100), structural risk (67/100), institutional ownership (43/100). On the quiet end sit mortgage stress (6/100). Structural risk reads 67/100 against active distress of 2/100.

Prices here sit in a peak phase: values rose 3.1% over the trailing year (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 125 housing units. Households earn a median $76,875 — near the roughly $78,000 national figure. 85% of housing is owner-occupied. The vacancy rate is 0.8%. The typical home is worth about $161,100 (1.9× income, relatively affordable). Rent burden reaches 19% of tenant households. Educational attainment sits at 17% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 21/100. About 371 people live here, median age 36. The poverty rate is 3.8% — low.

On balance 46103 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 46103 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 46103 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 30/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 46103, the field stays empty rather than modeled, and fills in as new documents post.

The 30/100 figure for 46103 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 46103 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.