ZIP 46231 Property Distress & Foreclosure Data

ZIP code 46231 in Hendricks County, Indiana carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (89/100), flood (NFIP) exposure (76/100). What sets it apart are the readings on structural risk (54/100), construction/permit lag (49/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (8/100) stay muted. Structural risk reads 54/100 against active distress of 2/100.

Prices here sit in a peak phase: values rose 4.1% over the trailing year, and 24% higher over three years, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $219,600 (2.7× income, relatively affordable). Rent burden reaches 29% of tenant households. 10,950 residents call 46231 home, typically aged 39. The poverty rate is 8.4%. There are about 3,997 housing units across 46231. Vacancy runs 4.0%. At $76,823, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 26/100. 73% of housing is owner-occupied. Around 19% of adults hold a bachelor's degree or higher.

Overall, 46231 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.