ZIP 46231 Foreclosure, Tax-Lien & Distress Report
Hendricks County, Indiana · Distress market
ZIP code 46231 in Hendricks County, Indiana carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic distress index. It additionally carries heavy environmental risk: climate & FEMA risk (89/100), flood (NFIP) exposure (76/100), FEMA disaster exposure (68/100). Its heaviest discrete signals: construction/permit lag (75/100), structural risk (74/100), institutional ownership (53/100). By contrast, mortgage stress (8/100) register low. Structural exposure scores 74 and live distress 2 on the 0–100 scale.
The peak-phase market in 46231 posted values that rose 3.1% over the year, and 24% higher over three years (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The typical home is worth about $219,600 (2.7× income, relatively affordable). Rent burden reaches 29% of tenant households. Population is roughly 10,950 with a median age of 39. 8.4% of residents fall below the poverty threshold. There are about 3,997 housing units across 46231. Vacancy runs 4.0%. At $76,823, median income runs near typical U.S. levels. DLRadar's demographic-stress index for the area reads 26/100. 73% of housing is owner-occupied. Around 19% of adults hold a bachelor's degree or higher.
On balance 46231 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 46231 at the moment; the composite and its components are still built from verifiable records.
The number is not local guesswork: 46231's 33/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 46231 shows as blanks, never estimates, and the score updates on every fresh public filing.
46231's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 46231 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 46231 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 46231 Stress Report snapshot
The live 46231 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Neighbouring ZIPs in Hendricks County
Nearest ZIP codes to 46231
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
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Deterministic scoring, sourced entirely from public data · methodology