ZIP 46221 Foreclosure, Tax-Lien & Distress Report
Marion County, Indiana · Affordable market
DLRadar grades ZIP 46221 (Marion County, Indiana) at a moderate 35/100 for overall property distress. Its heaviest discrete signals: structural risk (78/100), construction/permit lag (71/100), institutional ownership (56/100). By contrast, mortgage stress (8/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (87/100), FEMA disaster exposure (68/100). The split runs 78/100 structural to 3/100 active on the ground.
The market reads peak — home values rose 3.1% year on year, and 21% higher over three years (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Median household income is $58,316, below the U.S. median near $78,000. The typical home is worth about $191,300 (3.0× income, relatively affordable). On demographic stress specifically, 46221 scores 32/100. Vacancy runs 9.2%. The poverty rate is 16.0%. About 16% have a four-year degree. Population is roughly 26,255 with a median age of 34. 61% of housing is owner-occupied. Rent burden reaches 40% of tenant households. There are about 11,140 housing units across 46221.
Overall, 46221 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 46221 is not published yet -- the ZIP-level readings above remain fully sourced.
The number is not local guesswork: 46221's 35/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 46221 reflects the current record instead of a stale or modeled snapshot.
Each component behind 46221 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 35/100 roll-up. In workflow terms, 46221 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 46221’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 46221 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
More ZIPs across Marion County
Nearest ZIP codes to 46221
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 46221
Other reports tied to Marion County, Indiana — ZIP, county and statewide.
See every distressed parcel in 46221
The full 46221 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Deterministic. Every signal traces to a public dataset · methodology