ZIP 46228 Foreclosure, Tax-Lien & Distress Report

Marion County, Indiana's ZIP 46228 registers 35/100 composite distress, which DLRadar reads as moderate. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (84/100), FEMA disaster exposure (72/100). Leading the profile are structural risk (79/100), construction/permit lag (73/100), institutional ownership (57/100). On the quiet end sit mortgage stress (8/100). Structurally it carries 79/100, against 3/100 of stress already in motion.

The peak-phase market in 46228 posted values that rose 3.1% over the year, and 20% higher over three years (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 85% owner-occupied to 15% rented. Home values center near $254,500, an affordability ratio of 2.5× — accessible. Vacancy runs 7.0%. The poverty rate is 8.9%. 16,324 residents call 46228 home, typically aged 38. The demographic-stress sub-score lands at 23/100. The ZIP holds roughly 6,445 housing units. About 48% have a four-year degree. Rent burden reaches 37% of tenant households. Median household income is $95,574, above the U.S. median near $78,000.

On balance 46228 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 46228 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 46228's 35/100 can be lined up against any neighbor in Marion County, Indiana or any ZIP coast to coast. Sparse data for 46228 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 46228's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 46228 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.