ZIP 46235 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 46235 (Marion County, Indiana) lands at 35/100 — moderate on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (84/100), FEMA disaster exposure (72/100)). Its heaviest discrete signals: structural risk (79/100), construction/permit lag (73/100), institutional ownership (57/100). By contrast, mortgage stress (8/100) register low. Structural exposure scores 79 and live distress 3 on the 0–100 scale.

Prices here sit in a peak phase: values rose 3.1% over the trailing year, and 11% higher over three years, at 24/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 35,897 people live here, median age 30. There are about 14,553 housing units across 46235. Home values center near $185,800, an affordability ratio of 3.0× — accessible. Around 17% of adults hold a bachelor's degree or higher. Vacancy runs 11.6%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 35/100. Owners hold 53% of homes, renters 47%. Roughly 18.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Median household income is $56,160, below the U.S. median near $78,000. Around 47% of renters are cost-burdened.

On balance 46235 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 46235 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 46235's 35/100 can be lined up against any neighbor in Marion County, Indiana or any ZIP coast to coast. Where the public record is thin for 46235, the field stays empty rather than modeled, and fills in as new documents post.

Behind 46235's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 46235 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.