ZIP 46055 Foreclosure, Tax-Lien & Distress Report
Hancock County, Indiana · Distress market
DLRadar grades ZIP 46055 (Hancock County, Indiana) at a low 25/100 for overall property distress. Environmental exposure also runs high (FEMA disaster exposure (71/100)). Its heaviest discrete signals: structural risk (54/100), institutional ownership (52/100), construction/permit lag (43/100). On the quiet end sit mortgage stress (6/100). Latent structural risk is 54/100 while live distress already moving reads 2/100.
The market reads peak — home values rose 3.1% year on year, and 25% higher over three years, at 24/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
85% of housing is owner-occupied. Households earn a median $116,811 — above the roughly $78,000 national figure. About 15,027 people live here, median age 38. Vacancy runs 4.5%. Home values center near $350,700, an affordability ratio of 2.8× — accessible. Rent burden reaches 24% of tenant households. On demographic stress specifically, 46055 scores 20/100. The ZIP holds roughly 6,360 housing units. Around 55% of adults hold a bachelor's degree or higher. The poverty rate is 1.8% — low.
Overall, 46055 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 46055 at the moment; the composite and its components are still built from verifiable public records.
No ZIP is too small to score: 46055 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. 46055 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 25/100 figure for 46055 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 46055 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 46055
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
46055 at a glance
A live read on 46055: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
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See every distressed parcel in 46055
Every distressed parcel in 46055 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology