ZIP 46117 Foreclosure, Tax-Lien & Distress Report

In Hancock County, Indiana, ZIP 46117 scores 27 of 100 for composite distress, a low level on DLRadar's distress index. Its heaviest discrete signals: construction/permit lag (61/100), structural risk (59/100), institutional ownership (55/100). On the quiet end sit mortgage stress (6/100). It additionally carries heavy environmental risk: FEMA disaster exposure (77/100), flood (NFIP) exposure (62/100). On the structural side it scores 59/100, with 2/100 of stress already active.

Prices here sit in a peak phase: values rose 3.2% over the trailing year, and 71% higher over three years (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 65% owner-occupied to 35% rented. The ZIP holds roughly 261 housing units. Median household income is $57,750, below the U.S. median near $78,000. Educational attainment sits at 27% bachelor's-or-above. 3.2% of residents fall below the poverty threshold. Vacancy runs 0.0%. DLRadar's demographic-stress index for the area reads 27/100. A median home runs $229,300 here, or 4.0 times local income. Around 24% of renters are cost-burdened. Population is roughly 555 with a median age of 60.

Net-net, 46117 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 46117 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 46117 read uses the identical scoring model applied coast to coast, which means its 27/100 score means exactly what it means anywhere else, and 46117 stays directly comparable to neighboring ZIPs and the rest of Hancock County, Indiana. The score is rebuilt from public data as it updates, so 46117 reflects the current record instead of a stale or modeled snapshot.

Behind 46117's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 46117 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.