ZIP 46056 Property Distress & Foreclosure Data

ZIP code 46056 in Madison County, Indiana carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (71/100)). The latent-versus-live split is 48/100 structural and 4/100 already moving. What sets it apart are the readings on structural risk (48/100), construction/permit lag (46/100), institutional ownership (33/100). On the quiet end sit institutional ownership (33/100) and mortgage stress (13/100).

The peak-phase market in 46056 posted values that rose 4.1% over the year, and 23% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $72,955 — near the roughly $78,000 national figure. On demographic stress specifically, 46056 scores 22/100. Roughly 6.3% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 8.3%. Population is roughly 2,244 with a median age of 42. A median home runs $229,600 here, or 2.6 times local income. About 23% have a four-year degree. The tenure split is 87% owner-occupied to 13% rented. Around 13% of renters are cost-burdened. The ZIP holds roughly 884 housing units.

On balance 46056 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.