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ZIP 47302 Foreclosure, Tax-Lien & Distress Report

Delaware County, Indiana · High Vacancy market

DLRadar grades ZIP 47302 (Delaware County, Indiana) at a moderate 33/100 for overall property distress. On the structural side it scores 74/100, with 2/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (75/100), FEMA disaster exposure (71/100). The pressure is most legible in construction/permit lag (100/100), structural risk (74/100), institutional ownership (52/100). On the quiet end sit mortgage stress (7/100).

The expansion-phase market in 47302 posted values that rose 13.8% over the year, and 24% higher over three years (phase confidence 100/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The ZIP holds roughly 12,835 housing units. Around 47% of renters are cost-burdened. 25,365 residents call 47302 home, typically aged 40. The vacancy rate is 12.7% — elevated. Home values center near $76,800, an affordability ratio of 1.5× — accessible. Median household income is $47,185, below the U.S. median near $78,000. About 12% have a four-year degree. On demographic stress specifically, 47302 scores 31/100. 65% of housing is owner-occupied. The poverty rate is 25.1% — high, a tax-stress and distress correlate.

Net-net, 47302 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 47302 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 47302 runs through one identical public-record model, so its 33/100 sits on the same scale as every other ZIP in Delaware County, Indiana and the nation. Nothing here is interpolated — where a source is thin for 47302, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 47302 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 33/100 roll-up. Practically, 47302 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

33/100
Composite stress
74/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 47302

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk75
9 further distress layers are graded for 47302

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

ZIP 47302 Stress Report snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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