ZIP 47320 Foreclosure, Tax-Lien & Distress Report
Delaware County, Indiana · Affordable market
Delaware County, Indiana's ZIP 47320 registers 35/100 composite distress, which DLRadar reads as moderate. It additionally carries heavy environmental risk: flood (NFIP) exposure (86/100), FEMA disaster exposure (77/100), climate & FEMA risk (73/100). Its heaviest discrete signals: construction/permit lag (100/100), structural risk (80/100), institutional ownership (60/100). mortgage stress (7/100) stay muted. The split runs 80/100 structural to 2/100 active on the ground.
The expansion-phase market in 47320 posted values that rose 13.6% over the year, and 16% higher over three years, at 100/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
The ZIP holds roughly 2,250 housing units. Home values center near $137,500, an affordability ratio of 1.8× — accessible. At $68,244, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 24/100. Owners hold 87% of homes, renters 13%. The poverty rate is 7.4% — low. Population is roughly 4,486 with a median age of 48. Around 16% of adults hold a bachelor's degree or higher. Vacancy runs 12.0%, above the national norm and a classic distress-and-opportunity signal. Around 37% of renters are cost-burdened.
On balance 47320 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 47320 is not published yet -- the ZIP-level readings above remain fully sourced.
No ZIP is too small to score: 47320 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 35/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 47320, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
47320's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 47320 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 47320
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
ZIP 47320 Stress Report snapshot
The live 47320 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Neighbouring ZIPs in Delaware County
Nearest ZIP codes to 47320
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Keep going: ZIP, county and state distress coverage for Delaware County, Indiana.
Unlock the full ZIP 47320 acquisition report
See who owns each distressed property in 47320, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Deterministic. Every signal traces to a public dataset · methodology