ZIP 47320 Property Distress & Foreclosure Data

ZIP code 47320 in Delaware County, Indiana carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (73/100), flood (NFIP) exposure (61/100). What sets it apart are the readings on structural risk (34/100), institutional ownership (14/100), mortgage stress (7/100). institutional ownership (14/100) and mortgage stress (7/100) stay muted. Structural risk reads 34/100 against active distress of 2/100.

Prices here sit in a expansion phase: values rose 6.6% over the trailing year, and 16% higher over three years, at 34/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

There are about 2,250 housing units across 47320. The typical home is worth about $137,500 (1.8× income, relatively affordable). At $68,244, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 24/100. 87% of housing is owner-occupied. The poverty rate is 7.4% — low. 4,486 residents call 47320 home, typically aged 48. Around 16% of adults hold a bachelor's degree or higher. Vacancy runs 12.0%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 37% of tenant households.

Overall, 47320 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.