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ZIP 47331 Foreclosure, Tax-Lien & Distress Report

Fayette County, Indiana · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 47331 in Fayette County, Indiana comes in at 17, a low composite-distress reading. Structural exposure scores 36 and live distress 1 on the 0–100 scale. The most distinctive pressure shows up in construction/permit lag (44/100), institutional ownership (39/100), structural risk (36/100). On the quiet end sit structural risk (36/100) and mortgage stress (4/100). It additionally carries heavy environmental risk: FEMA disaster exposure (71/100).

The market reads peak — home values rose 4.3% year on year, and 20% higher over three years, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 22,769 people live here, median age 43. At $56,530, median income runs below typical U.S. levels. Owners hold 70% of homes, renters 30%. There are about 10,693 housing units across 47331. The vacancy rate is 13.3% — elevated. Around 45% of renters are cost-burdened. A median home runs $132,400 here, or 2.0 times local income. Around 17% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 29/100. Roughly 16.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

On the whole, 47331 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 47331 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 47331 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 17/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 47331, the field stays empty rather than modeled, and fills in as new documents post.

The 17/100 figure for 47331 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 47331 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

17/100
Composite stress
36/100
Structural risk
1/100
Distress activity

Signal-by-signal read on 47331

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk34
47331 carries 9 additional scored dimensions

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

Snapshot: 47331 by the numbers

47331 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Fayette County ZIPs near 47331

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