ZIP 47331 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 47331 in Fayette County, Indiana comes in at 21, a low composite-distress reading. Structural exposure scores 48 and live distress 1 on the 0–100 scale. The most distinctive pressure shows up in institutional ownership (54/100), structural risk (48/100), construction/permit lag (34/100). On the quiet end sit construction/permit lag (34/100) and mortgage stress (4/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (79/100), FEMA disaster exposure (68/100).

The market reads peak — home values rose 4.3% year on year, and 20% higher over three years, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 22,769 people live here, median age 43. At $56,530, median income runs below typical U.S. levels. Owners hold 70% of homes, renters 30%. There are about 10,693 housing units across 47331. The vacancy rate is 13.3% — elevated. Around 45% of renters are cost-burdened. A median home runs $132,400 here, or 2.0 times local income. Around 17% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 29/100. Roughly 16.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

On the whole, 47331 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 47331 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 47331 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 47331, the field stays empty rather than modeled, and fills in as new documents post.

The 21/100 figure for 47331 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 47331 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.