ZIP 47396 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 47396 in Delaware County, Indiana comes in at 35, a moderate composite-distress reading. The pressure is most legible in construction/permit lag (100/100), structural risk (79/100), institutional ownership (56/100). mortgage stress (7/100) stay muted. Environmental exposure also runs high (flood (NFIP) exposure (87/100), climate & FEMA risk (76/100), FEMA disaster exposure (68/100)). Structurally it carries 79/100, against 2/100 of stress already in motion.

The market reads expansion — home values rose 14.1% year on year, and 25% higher over three years (phase confidence 100/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Roughly 4.2% live below the poverty line, a low share typical of higher-equity areas. Owners hold 93% of homes, renters 7%. At $80,490, median income runs near typical U.S. levels. The ZIP holds roughly 3,093 housing units. 7,808 residents call 47396 home, typically aged 40. About 36% have a four-year degree. Around 0% of renters are cost-burdened. On demographic stress specifically, 47396 scores 16/100. The vacancy rate is 9.0%. The typical home is worth about $175,000 (2.1× income, relatively affordable).

Overall, 47396 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 47396 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 47396 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 35/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 47396 shows blanks, not estimates, wherever the record is sparse.

Each component behind 47396 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 35/100 roll-up. For an operator, 47396 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.