ZIP 47396 Property Distress & Foreclosure Data

Composite property distress in 47396 (Delaware County, Indiana) lands at 16/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (35/100), institutional ownership (14/100), mortgage stress (7/100). By contrast, institutional ownership (14/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (76/100), flood (NFIP) exposure (61/100). On the structural side it scores 35/100, with 2/100 of stress already active.

The market reads expansion — home values rose 6.6% year on year, and 25% higher over three years (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

4.2% of residents fall below the poverty threshold. Owners hold 93% of homes, renters 7%. Median household income is $80,490, near the U.S. median near $78,000. The ZIP holds roughly 3,093 housing units. About 7,808 people live here, median age 40. Educational attainment sits at 36% bachelor's-or-above. Around 0% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 16/100. The vacancy rate is 9.0%. Home values center near $175,000, an affordability ratio of 2.1× — accessible.

Overall 47396 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.