ZIP 46001 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 46001 (Madison County, Indiana) lands at 26/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: FEMA disaster exposure (83/100), climate & FEMA risk (77/100). Structural risk reads 55/100 against active distress of 5/100. The most distinctive pressure shows up in structural risk (55/100), institutional ownership (50/100), construction/permit lag (44/100). mortgage stress (15/100) stay muted.

Prices here sit in a peak phase: values rose 3.5% over the trailing year, and 14% higher over three years (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 16.1%, above the national norm and a classic distress-and-opportunity signal. About 21% have a four-year degree. There are about 5,088 housing units across 46001. 10,481 residents call 46001 home, typically aged 39. Roughly 10.0% live below the poverty line. DLRadar's demographic-stress index for the area reads 26/100. Around 33% of renters are cost-burdened. The tenure split is 76% owner-occupied to 24% rented. Median household income is $66,379, below the U.S. median near $78,000. A median home runs $154,700 here, or 2.1 times local income.

On the whole, 46001 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 46001 runs through one identical public-record model, so its 26/100 sits on the same scale as every other ZIP in Madison County, Indiana and the nation. Sparse data for 46001 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 46001 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. Treat 46001 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.