ZIP 46001 Property Distress & Foreclosure Data

ZIP code 46001 in Madison County, Indiana carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (77/100), FEMA disaster exposure (62/100). The latent-versus-live split is 53/100 structural and 5/100 already moving. What sets it apart are the readings on structural risk (53/100), construction/permit lag (52/100), institutional ownership (38/100). By contrast, institutional ownership (38/100) and mortgage stress (15/100) register low.

The market reads peak — home values rose 4.2% year on year, and 14% higher over three years (phase confidence 27/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 16.1% — elevated. Educational attainment sits at 21% bachelor's-or-above. The ZIP holds roughly 5,088 housing units. About 10,481 people live here, median age 39. 10.0% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 26/100. Around 33% of renters are cost-burdened. Owners hold 76% of homes, renters 24%. Median household income is $66,379, below the U.S. median near $78,000. Home values center near $154,700, an affordability ratio of 2.1× — accessible.

Net-net, 46001 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.