ZIP 46016 Property Distress & Foreclosure Data

In Madison County, Indiana, ZIP 46016 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (55/100), structural risk (53/100), institutional ownership (39/100). By contrast, institutional ownership (39/100) and mortgage stress (16/100) register low. The latent-versus-live split is 53/100 structural and 5/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (77/100), FEMA disaster exposure (64/100).

The market reads peak — home values rose 4.1% year on year, and 35% higher over three years (phase confidence 27/100). Topping markets hide individual distress behind strong averages.

Home values center near $78,500, an affordability ratio of 1.9× — accessible. The vacancy rate is 22.7% — elevated. The ZIP holds roughly 9,115 housing units. Around 44% of renters are cost-burdened. Median household income is $35,543, below the U.S. median near $78,000. Educational attainment sits at 10% bachelor's-or-above. 27.8% of residents fall below the poverty threshold. About 18,380 people live here, median age 34. DLRadar's demographic-stress index for the area reads 36/100. Owners hold 39% of homes, renters 61%.

Net-net, 46016 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.