ZIP 46016 Foreclosure, Tax-Lien & Distress Report
Madison County, Indiana · High Vacancy market
On DLRadar's 0-100 distress scale, ZIP 46016 in Madison County, Indiana comes in at 29, a low composite-distress reading. The most distinctive pressure shows up in structural risk (63/100), institutional ownership (60/100), construction/permit lag (31/100). By contrast, construction/permit lag (31/100) and mortgage stress (16/100) register low. Structurally it carries 63/100, against 5/100 of stress already in motion. Climate and flood risk are elevated too — flood (NFIP) exposure (81/100), FEMA disaster exposure (81/100), climate & FEMA risk (77/100).
The market reads peak — home values rose 3.1% year on year, and 35% higher over three years, at 24/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
A median home runs $78,500 here, or 1.9 times local income. The vacancy rate is 22.7% — elevated. There are about 9,115 housing units across 46016. Rent burden reaches 44% of tenant households. Median household income is $35,543, below the U.S. median near $78,000. About 10% have a four-year degree. 27.8% of residents fall below the poverty threshold. 18,380 residents call 46016 home, typically aged 34. The demographic-stress sub-score lands at 36/100. Owners hold 39% of homes, renters 61%.
Net-net, 46016 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 46016 at the moment; the composite and its components are still built from verifiable records.
The 46016 read uses the identical scoring model applied coast to coast, which means its 29/100 score means exactly what it means anywhere else, and 46016 stays directly comparable to neighboring ZIPs and the rest of Madison County, Indiana. The score is rebuilt from public data as it updates, so 46016 reflects the current record instead of a stale or modeled snapshot.
Each component behind 46016 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 29/100 roll-up. For a buyer, 46016 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 46016
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 46016 Stress Report snapshot
A live read on 46016: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Neighbouring ZIPs in Madison County
Nearest ZIP codes to 46016
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Madison County, Indiana
Related ZIP, county and statewide reads linked to Madison County, Indiana.
Open the complete 46016 acquisition file
Get every distressed property in 46016 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Each signal above is traceable to an open dataset · methodology