ZIP 46036 Property Distress & Foreclosure Data

Composite property distress in 46036 (Madison County, Indiana) lands at 20/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (55/100), structural risk (44/100), institutional ownership (29/100). institutional ownership (29/100) and mortgage stress (12/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (61/100). On the structural side it scores 44/100, with 4/100 of stress already active.

Prices here sit in a peak phase: values rose 4.1% over the trailing year, and 16% higher over three years (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $59,082, median income runs below typical U.S. levels. The ZIP holds roughly 5,262 housing units. 11,211 residents call 46036 home, typically aged 45. The typical home is worth about $117,700 (1.8× income, relatively affordable). The poverty rate is 13.2%. 71% of housing is owner-occupied. Around 29% of renters are cost-burdened. The demographic-stress sub-score lands at 26/100. Around 10% of adults hold a bachelor's degree or higher. The vacancy rate is 11.3% — elevated.

Overall, 46036 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.