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ZIP 46036 Foreclosure, Tax-Lien & Distress Report

Madison County, Indiana · Affordable market

On DLRadar's 0-100 public-record scale, ZIP 46036 in Madison County, Indiana comes in at 23, a low composite-distress reading. Leading the profile are structural risk (48/100), institutional ownership (47/100), construction/permit lag (42/100). mortgage stress (12/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (80/100), climate & FEMA risk (61/100). Structural exposure scores 48 and live distress 4 on the 0–100 scale.

Prices here sit in a peak phase: values rose 3.2% over the trailing year, and 16% higher over three years, at 24/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $59,082 — below the roughly $78,000 national figure. The ZIP holds roughly 5,262 housing units. About 11,211 people live here, median age 45. A median home runs $117,700 here, or 1.8 times local income. 13.2% of residents fall below the poverty threshold. 71% of housing is owner-occupied. Around 29% of renters are cost-burdened. On demographic stress specifically, 46036 scores 26/100. Around 10% of adults hold a bachelor's degree or higher. The vacancy rate is 11.3% — elevated.

Net-net, 46036 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 46036's 23/100 can be lined up against any neighbor in Madison County, Indiana or any ZIP coast to coast. 46036 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 46036's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 46036 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

23/100
Composite stress
48/100
Structural risk
4/100
Distress activity

Distress signal breakdown — ZIP 46036

Foreclosure activity0
Mortgage stress12
Climate / FEMA risk61
9 further dimensions of distress are measured for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

The 46036 distress snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Each signal above is traceable to an open dataset · methodology

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