ZIP 46031 Foreclosure, Tax-Lien & Distress Report
Hamilton County, Indiana · Distress market
In Hamilton County, Indiana, ZIP 46031 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Latent structural risk is 42/100 while live distress already moving reads 1/100. Leading the profile are institutional ownership (43/100), structural risk (42/100), construction/permit lag (16/100). By contrast, construction/permit lag (16/100) and mortgage stress (3/100) register low. Climate and flood risk are elevated too — FEMA disaster exposure (72/100), climate & FEMA risk (67/100).
The market reads peak — home values rose 3.1% year on year, and 9% higher over three years (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
About 2,237 people live here, median age 41. A median home runs $227,900 here, or 2.4 times local income. Vacancy runs 10.2%. 79% of housing is owner-occupied. At $73,583, median income runs near typical U.S. levels. There are about 1,047 housing units across 46031. About 25% have a four-year degree. Around 26% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 25/100. 11.8% of residents fall below the poverty threshold.
Net-net, 46031 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 46031 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The number is not local guesswork: 46031's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 46031 reflects the current record instead of a stale or modeled snapshot.
Each component behind 46031 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. For an operator, 46031 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 46031 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 46031 by the numbers
Current distress, phase, housing and lender-pressure figures for 46031, drawn from the same report attached to each property.
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