ZIP 46031 Property Distress & Foreclosure Data

Composite property distress in 46031 (Hamilton County, Indiana) lands at 18/100 — low on DLRadar's public-record scoring. Structural exposure scores 39 and live distress 1 on the 0–100 scale. The sharpest non-environmental signals are construction/permit lag (62/100), structural risk (39/100), institutional ownership (6/100). By contrast, institutional ownership (6/100) and mortgage stress (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (67/100).

The market reads peak — home values rose 4.1% year on year, and 9% higher over three years, at 27/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 2,237 people live here, median age 41. Home values center near $227,900, an affordability ratio of 2.4× — accessible. Vacancy runs 10.2%. Owners hold 79% of homes, renters 21%. Median household income is $73,583, near the U.S. median near $78,000. There are about 1,047 housing units across 46031. Educational attainment sits at 25% bachelor's-or-above. Rent burden reaches 26% of tenant households. DLRadar's demographic-stress index for the area reads 25/100. 11.8% of residents fall below the poverty threshold.

Net-net, 46031 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.