ZIP 46037 Foreclosure, Tax-Lien & Distress Report

ZIP 46037's composite property-distress score is 24/100 - DLRadar classes that as low for Hamilton County, Indiana. The latent-versus-live split is 51/100 structural and 1/100 already moving. Property-level stress concentrates in structural risk (51/100), institutional ownership (45/100), construction/permit lag (15/100). On the quiet end sit construction/permit lag (15/100) and mortgage stress (3/100). Climate and flood risk are elevated too — climate & FEMA risk (91/100), FEMA disaster exposure (71/100).

The market reads peak — home values rose 3.1% year on year, and 16% higher over three years (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

81% of housing is owner-occupied. The typical home is worth about $434,200 (2.9× income, relatively affordable). The ZIP holds roughly 17,938 housing units. Educational attainment sits at 69% bachelor's-or-above. 46,976 residents call 46037 home, typically aged 38. Median household income is $137,969, above the U.S. median near $78,000. Vacancy runs 3.5%. 3.7% of residents fall below the poverty threshold. On demographic stress specifically, 46037 scores 20/100. Around 31% of renters are cost-burdened.

Overall 46037 looks resilient on the surface, so the edge is isolating individual stressed parcels. There is no property file for 46037 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 46037's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 46037, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

46037's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 46037 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.