ZIP 46074 Foreclosure, Tax-Lien & Distress Report
Hamilton County, Indiana · Distress market
Hamilton County, Indiana's ZIP 46074 registers 29/100 composite distress, which DLRadar reads as low. Its standout signals are structural risk (62/100), institutional ownership (61/100), construction/permit lag (6/100). On the quiet end sit construction/permit lag (6/100) and mortgage stress (3/100). It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (77/100). Structural exposure scores 62 and live distress 1 on the 0–100 scale.
The peak-phase market in 46074 posted values that rose 3.1% over the year, and 22% higher over three years, at 24/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The vacancy rate is 4.1%. Roughly 4.9% live below the poverty line, a low share typical of higher-equity areas. Owners hold 83% of homes, renters 17%. Rent burden reaches 35% of tenant households. The typical home is worth about $437,100 (3.2× income, relatively affordable). The ZIP holds roughly 18,527 housing units. Median household income is $123,580, above the U.S. median near $78,000. The demographic-stress sub-score lands at 23/100. Around 61% of adults hold a bachelor's degree or higher. About 46,042 people live here, median age 37.
On balance 46074 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 46074 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 29/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 46074 shows blanks, not estimates, wherever the record is sparse.
Each component behind 46074 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 29/100 roll-up. Treat 46074 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 46074
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 46074 by the numbers
A live read on 46074: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
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Nearest ZIP codes to 46074
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 46074
Other reports tied to Hamilton County, Indiana — ZIP, county and statewide.
The complete 46074 distress and acquisition report
Pull every distressed parcel in 46074 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Deterministic. Every signal traces to a public dataset · methodology