ZIP 46074 Property Distress & Foreclosure Data

ZIP code 46074 in Hamilton County, Indiana carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (62/100), structural risk (48/100), institutional ownership (7/100). On the quiet end sit institutional ownership (7/100) and mortgage stress (3/100). Environmental exposure also runs high (climate & FEMA risk (91/100)). The latent-versus-live split is 48/100 structural and 1/100 already moving.

The peak-phase market in 46074 posted values that rose 4.1% over the year, and 22% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 4.1%. Roughly 4.9% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 83% owner-occupied to 17% rented. Around 35% of renters are cost-burdened. A median home runs $437,100 here, or 3.2 times local income. The ZIP holds roughly 18,527 housing units. Households earn a median $123,580 — above the roughly $78,000 national figure. On demographic stress specifically, 46074 scores 23/100. About 61% have a four-year degree. Population is roughly 46,042 with a median age of 37.

Broadly, 46074 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.