ZIP 46077 Foreclosure, Tax-Lien & Distress Report

ZIP code 46077 in Boone County, Indiana carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic distress index. Structural risk reads 46/100 against active distress of 1/100. It additionally carries heavy environmental risk: FEMA disaster exposure (60/100). The sharpest non-environmental signals are construction/permit lag (47/100), structural risk (46/100), institutional ownership (38/100). By contrast, institutional ownership (38/100) and mortgage stress (3/100) register low.

Prices here sit in a peak phase: values rose 3.1% over the trailing year, and 27% higher over three years (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 2.7%. The typical home is worth about $580,600 (3.3× income, relatively affordable). The ZIP holds roughly 13,554 housing units. The poverty rate is 3.6% — low. 84% of housing is owner-occupied. Around 21% of renters are cost-burdened. 35,378 residents call 46077 home, typically aged 41. Educational attainment sits at 73% bachelor's-or-above. Median household income is $160,868, above the U.S. median near $78,000. On demographic stress specifically, 46077 scores 19/100.

Broadly, 46077 is a steadier market — the deals are the exceptions, not the rule. 46077 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 46077's 21/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 46077 reflects the current record instead of a stale or modeled snapshot.

46077's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 46077 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.