ZIP 46203 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 46203 (Marion County, Indiana) lands at 35/100 — moderate on DLRadar's distress scoring. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (87/100), FEMA disaster exposure (68/100)). Structural exposure scores 78 and live distress 3 on the 0–100 scale. The most distinctive pressure shows up in structural risk (78/100), construction/permit lag (71/100), institutional ownership (56/100). On the quiet end sit mortgage stress (8/100).

The market reads peak — home values rose 3.1% year on year, and 3% higher over three years (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 39% of renters are cost-burdened. The ZIP holds roughly 18,512 housing units. The tenure split is 58% owner-occupied to 42% rented. About 26% have a four-year degree. Households earn a median $55,375 — below the roughly $78,000 national figure. The typical home is worth about $168,200 (2.8× income, relatively affordable). The demographic-stress sub-score lands at 32/100. Population is roughly 37,297 with a median age of 35. The poverty rate is 20.4% — high, a tax-stress and distress correlate. Vacancy runs 15.7%, above the national norm and a classic distress-and-opportunity signal.

Net-net, 46203 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 46203 is not published yet -- the ZIP-level readings above remain fully sourced.

No ZIP is too small to score: 46203 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 35/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 46203, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 46203 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 35/100 roll-up. For an operator, 46203 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.