ZIP 46218 Foreclosure, Tax-Lien & Distress Report

Marion County, Indiana's ZIP 46218 registers 35/100 composite distress, which DLRadar reads as moderate. Leading the profile are structural risk (78/100), construction/permit lag (73/100), institutional ownership (57/100). On the quiet end sit mortgage stress (8/100). It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (84/100), FEMA disaster exposure (71/100). Latent structural risk is 78/100 while live distress already moving reads 3/100.

Prices here sit in a peak phase: values rose 3.1% over the trailing year, and 22% higher over three years, at 24/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

DLRadar's demographic-stress index for the area reads 40/100. The poverty rate is 31.4% — high, a tax-stress and distress correlate. At $34,635, median income runs below typical U.S. levels. Around 62% of renters are cost-burdened. The ZIP holds roughly 15,005 housing units. 28,560 residents call 46218 home, typically aged 35. About 11% have a four-year degree. The tenure split is 47% owner-occupied to 53% rented. Vacancy runs 17.8%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $103,100 (2.6× income, relatively affordable).

On the whole, 46218 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 46218 runs hot or quiet, its 35/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 46218 can be compared directly against any other ZIP in Marion County, Indiana or nationwide. Nothing here is interpolated — where a source is thin for 46218, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 35/100 figure for 46218 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 46218 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.