ZIP 46201 Foreclosure, Tax-Lien & Distress Report

ZIP code 46201 in Marion County, Indiana carries a composite property-distress score of 35/100 — a moderate reading on DLRadar's deterministic public-record index. The sharpest non-environmental signals are structural risk (78/100), construction/permit lag (73/100), institutional ownership (57/100). By contrast, mortgage stress (8/100) register low. Structural exposure scores 78 and live distress 3 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (84/100), FEMA disaster exposure (71/100)).

The market reads peak — home values rose 3.1% year on year, and 12% higher over three years, at 24/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 47% of homes, renters 53%. 26.4% of residents fall below the poverty threshold. The ZIP holds roughly 16,568 housing units. The typical home is worth about $170,100 (3.5× income, relatively affordable). At $43,183, median income runs below typical U.S. levels. About 31,650 people live here, median age 34. Around 45% of renters are cost-burdened. The demographic-stress sub-score lands at 38/100. Educational attainment sits at 26% bachelor's-or-above. Vacancy runs 19.1%, above the national norm and a classic distress-and-opportunity signal.

Taken together, 46201 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 46201 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 46201 runs hot or quiet, its 35/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 46201 can be compared directly against any other ZIP in Marion County, Indiana or nationwide. Sparse data for 46201 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 35/100 for 46201 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 46201 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.