ZIP 46278 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 46278 (Marion County, Indiana) lands at 35/100 — moderate on DLRadar's public-record scoring. Leading the profile are structural risk (78/100), construction/permit lag (73/100), institutional ownership (57/100). On the quiet end sit mortgage stress (8/100). It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (83/100), FEMA disaster exposure (71/100). Structural risk reads 78/100 against active distress of 3/100.

The market reads peak — home values rose 3.1% year on year, and 17% higher over three years, at 24/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $153,930, median income runs above typical U.S. levels. 3.4% of residents fall below the poverty threshold. 96% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 20/100. Educational attainment sits at 62% bachelor's-or-above. Home values center near $408,900, an affordability ratio of 2.7× — accessible. About 8,733 people live here, median age 46. The vacancy rate is 2.1%. Around 42% of renters are cost-burdened. There are about 3,270 housing units across 46278.

Overall, 46278 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 46278 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 46278 runs through one identical public-record model, so its 35/100 sits on the same scale as every other ZIP in Marion County, Indiana and the nation. The score is rebuilt from public data as it updates, so 46278 reflects the current record instead of a stale or modeled snapshot.

The 35/100 figure for 46278 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 46278 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.