Hamilton County, IN: Foreclosures, Tax Liens & Distressed Properties
Hamilton County, IN, Indiana: 23 ZIP codes scored, Hamilton County, IN averaging 28/100 (low, Hamilton, IN), from 18 to 35. Hamilton County, IN is in its peak phase (Hamilton, IN confidence 24/100): Hamilton, IN home prices up 3.1% (Hamilton, IN) over twelve months. Hamilton County, IN lender headwind: 51/100.
Highest-scoring Hamilton County, IN ZIPs: 46236 (35/100), 46240 (35/100), 46250 (35/100), 46260 (35/100), 46268 (35/100), 46256 (34/100). Also scored in Hamilton County, IN: 46030, 46032, 46033, 46034, 46037, 46038, 46060, 46062, 46074, 46280.
Across Hamilton County, IN's scored ZIPs: median home value $356,504, household income $111,315, 6.0% vacancy, 7.5% poverty, 74% owner-occupied, median age 40.4.
Hamilton County, IN insurance distress 77/100 (#456 in the US); FEMA hazard 68/100 for Hamilton, IN; 6 federal disaster declarations in Hamilton County, IN since 2023 (4 flood); 84 Hamilton, IN NFIP flood claims, $2.0M paid; Hamilton, IN construction distress 8/100.
32 banks with 116 branches lend in Hamilton County, IN; Hamilton, IN weighted bank stress 65/100, highest 92/100 in Hamilton, IN.
Hamilton County, IN unemployment 3.0%; 5,733 new housing units permitted in Hamilton County, IN over twelve months, Hamilton, IN up 44% from 3,988; Hamilton, IN home prices +11.0% a year (Hamilton, IN) over three years.
144,746 housing units in Hamilton County, IN; 31,582 Hamilton, IN renter households; 39% of Hamilton, IN renters spend 30%+ of income on rent, 17% (Hamilton, IN) half or more.
Hamilton County, IN ranks #1,944 nationally on the opportunity index (Hamilton, IN, among all ranked counties); Hamilton, IN scores 27.9/100 and Hamilton, IN sits #63 inside Indiana. Hamilton, IN is in the weak opportunity phase; Hamilton, IN's primary driver is bank institutional, Hamilton, IN second driver listings discount; Hamilton, IN moved up 862 places. 166 short-sale listings across Hamilton, IN; 54 days on market observed in Hamilton, IN; 5.2% vacancy over 23 Hamilton, IN ZIPs.
0.4% of Hamilton County, IN mortgages were ninety-plus days late in December 2025; Hamilton, IN's thirty-to-eighty-nine-day share was 1.1% (CFPB county sample). Hamilton, IN's ninety-day rate is down 0.1 points on twelve months earlier; the Hamilton, IN peak since 2008 was 2.6% in February 2010; Indiana overall reads 1.0%.
Hamilton County, IN has 19 watched banks; 19 Hamilton, IN banks sit in an elevated band. Hamilton, IN footprints: National Bank Of Inpolis (6 branches, stress 71) in Hamilton, IN; First Merchants Bank (6 branches, stress 65) in Hamilton, IN; Star Financial Bank (5 branches, stress 73) in Hamilton, IN.
HUD lists 22 assisted multifamily properties in Hamilton County, IN with 3,770 units; 336 Hamilton, IN units are assisted, 3 Hamilton, IN properties under project-based Section 8.
7,494 of the 144,746 housing units in Hamilton, IN sit vacant. Hamilton County, IN permitted 2,328 multifamily units in twelve months; Hamilton, IN's one-to-four unit structures added 3,405 units in Hamilton County, IN.